- Commission-free stocks and ETFs (for trades up to €100k per month)
- Free and fast deposit and withdrawal
- Easy and fast account opening
- Interest paid on cash
- Inactivity fee charged
- High conversion fee
XTB is a leading global brokerage firm dedicated to providing diverse investment solutions. With over 20 years of experience in the financial markets, the company offers a range of services through its innovative app, allowing clients to trade, invest, and save effortlessly.
XTB prides itself on its cutting-edge technology, strong customer support, and an emphasis on responsible investing. As of 2024, the company has gained the trust of over 1 million customers worldwide and is regulated by top-tier authorities like the FCA, CySEC, and KNF.
XTB Summary
| 🔍 Broker | 🥇 XTB |
| 📌 Year Founded | 2002 |
| 👤 Amount of Staff | Approximately 2,000 |
| 👥 Amount of Active Traders | Over 500,000 |
| 📍 Publicly Traded | Warsaw Stock Exchange |
| 📈 Regulation | FCA, KNF, IFSC, CySEC |
| 🌎 Country of Regulation | UK (FCA), Poland (KNF) |
| 📉 Account Segregation | ✅Yes |
| 📊 Negative Balance Protection | ✅Yes |
| 💹 Investor Protection Schemes | ✅Yes |
| 🅰️ Institutional Accounts | ✅Yes |
| 🅱️ Managed Accounts | None |
| 💰 Minor Account Currencies | Major, Minor |
| 💴 Minimum Deposit | Varies by account type |
| ⚡ Average Deposit/Withdrawal Processing Time | 1-3 business days |
| 💶 Fund Withdrawal Fee | None |
| 📐 Spreads From | From 0.1 pips |
| 💶 Commissions | Variable |
| 💵 Number of Base Currencies Supported | 30+ |
| 💷 Swap Fees | ✅Yes |
| 🔖 Leverage | Up to 1:500 |
| 🏷️ Margin Requirements | Varies |
| ☪️ Islamic Account | ✅Yes |
| 🆓 Demo Account | ✅Yes |
| 🖇️ Order Execution Time Seconds | Milliseconds – |
| 🖥️ VPS Hosting | Select accounts |
| 📈 CFDs Total | Over 2,000 |
| 📉 CFD Stock Indices | Major global indices |
| 🍎 CFD Commodities | Oil, gold, etc. |
| 📊 CFD Shares | ✅Yes |
| 💴 Deposit Options | Bank transfer, credit/debit, e-wallets, etc. |
| 💶 Withdrawal Options | Bank transfer, credit/debit, e-wallets, etc. |
| 🖱️ Trading Platforms | xStation 5 |
| ⭐ OS Compatibility | Windows, macOS, iOS, Android |
| ⚙️ Forex Trading Tools | Charting tools, technical analysis |
| 🥰 Live Chat Availability | ✅Yes |
| ☎️ Customer Support Contact Number | Varies by region |
| 💙 Social Media Platforms | Twitter, Facebook, LinkedIn, Instagram |
| 🚩 Languages Supported | Multiple languages |
| ✏️ Forex Course | ✅Yes |
| 📔 Webinars | ✅Yes |
| 📚 Educational Resources | Articles, tutorials, etc. |
| 🤝 Affiliate Program | ✅Yes |
| 🫶 Amount of Partners | Numerous global partners |
| 🫰🏻 IB Program | ✅Yes |
| 🔖 Notable Events or Teams | ✅Yes |
| 🏷️ Rebate Program | ✅Yes |
Safety and Security
XTB is committed to ensuring the safety and security of its clients’ investments and personal data. With over 20 years of experience, the company adheres to strict regulatory standards from top-tier financial authorities, including the FCA, CySEC, and KNF. XTB uses advanced security measures such as two-factor authentication (2FA) for account protection.
Their robust cybersecurity protocols, alongside a focus on responsible investing, help create a secure and trustworthy platform for investors worldwide.
Minimum Deposit and Account Types
XTB offers a flexible approach to account types, catering to traders and investors of all experience levels. One of the standout features of XTB is the lack of a minimum deposit requirement, allowing anyone to get started regardless of their budget.
The platform provides free account opening and maintenance for active clients, which makes it accessible to all. Additionally, XTB offers a variety of account types, including the option for swap-free accounts for specific products and periods, accommodating a wide range of trading preferences.
Trading Platforms and Software
XTB offers a powerful, modern, and intuitive trading platform designed to help you navigate the financial markets with ease. The platform provides access to over 6,000 instruments, including stocks, ETFs, and CFDs, all in one place.
It features user-friendly tools such as position management options, investment calculators, and market sentiment indicators. The platform is accessible on desktop, iOS, and Android devices, giving you the flexibility to invest anywhere, anytime.
With daily market news, an extensive knowledge base, and the ability to create personalized Investment Plans, XTB ensures that both novice and experienced investors can manage their investments seamlessly.
Fees, Spreads, and, Commissions
XTB strives for transparency in its fee structure, providing clear and competitive pricing. Deposits are free, though some payment providers may charge additional fees. There are no account opening or maintenance fees for active clients, and withdrawals are free for amounts over 50 USD.
XTB offers commission-free trading on stocks and ETFs for a monthly turnover of up to 100,000 EUR. For larger transactions, a small commission of 0.2% (minimum 10 EUR) applies. XTB’s competitive spreads and various instruments ensure a cost-effective trading experience for its clients.
Leverage and Margin
XTB offers a flexible leverage system that allows traders to increase their market exposure beyond their initial investment. For example, with leverage of 30:1, a $2,000 investment can control a position worth $60,000. Leverage ratios vary depending on the asset type and the trader’s experience. For instance, lower leverage ratios are recommended for beginners, while more experienced traders can access leverage of up to 1:500 on certain products.
Margin requirements dictate the capital needed to maintain leveraged positions. If the account balance falls below the required margin, a margin call may be triggered, and the trader risks having positions closed to prevent further losses.
Deposit and Withdrawal
XTB offers a variety of deposit and withdrawal options to ensure seamless transactions for its clients. Traders can easily fund their accounts using bank wire transfers, credit or debit cards, and popular e-wallets.
XTB will convert funds at the current exchange rate when necessary. Additionally, XTB does not accept cryptocurrency deposits; only fiat currencies like USD, EUR, or GBP are permitted.
Educational Resources
XTB provides valuable educational resources, including:
- Articles: These publications offer insights into financial markets, trading strategies, and economic concepts, helping traders stay informed and expand their knowledge.
- Guides: Comprehensive trading tutorials deliver step-by-step instructions and detailed analysis for organized learning on specific trading topics.
